Manage Actual Budget accounts, transactions, budgets, rules and reports from an AI assistant.
To add Actual Budget MCP Server to Claude, run the install command below or copy the ready-made config for Claude Code, Claude Desktop, Cursor and VS Code further down. Restart your client after adding it and its tools show up in your next conversation. It needs 5 environment variables, listed below.
Install
npx -y actual-mcp-server@0.25.1Environment variables
ACTUAL_SERVER_URLSet in your MCP configACTUAL_PASSWORDSet in your MCP configACTUAL_BUDGET_SYNC_IDSet in your MCP configACTUAL_BUDGET_PASSWORDSet in your MCP configMCP_BRIDGE_DATA_DIRSet in your MCP configInstall with your client
claude mcp add actual-budget --env ACTUAL_SERVER_URL=<YOUR_ACTUAL_SERVER_URL> --env ACTUAL_PASSWORD=<YOUR_ACTUAL_PASSWORD> --env ACTUAL_BUDGET_SYNC_ID=<YOUR_ACTUAL_BUDGET_SYNC_ID> --env ACTUAL_BUDGET_PASSWORD=<YOUR_ACTUAL_BUDGET_PASSWORD> --env MCP_BRIDGE_DATA_DIR=<YOUR_MCP_BRIDGE_DATA_DIR> -- npx -y actual-mcp-server@0.25.1
Run this in a terminal to add the server to Claude Code.
What this does
Actual Budget MCP Server exposes a set of tools to Claude over the Model Context Protocol. After you add it to claude_desktop_config.json (snippet above) and restart Claude Desktop, those tools become callable inside any conversation.
Requirements
This server needs the following environment variables to be set before it can run:
ACTUAL_SERVER_URL ACTUAL_PASSWORD ACTUAL_BUDGET_SYNC_ID ACTUAL_BUDGET_PASSWORD MCP_BRIDGE_DATA_DIR
Set these via the env object in your MCP config (see claude_desktop_config.json snippet above).
Frequently asked questions
How do I install Actual Budget MCP Server?
Run the Claude Code command in the install section to add Actual Budget MCP Server to Claude Code, or copy the ready-made config for your client from the install section on this page. Restart your client afterwards and the tools appear in your next conversation.
Which clients work with Actual Budget MCP Server?
This page carries setup and config for Claude Code, Claude Desktop, Cursor and VS Code. Any other MCP client that accepts a standard server config can connect to Actual Budget MCP Server as well.
Does Actual Budget MCP Server need an API key?
Yes. Before it can run, set these environment variables: ACTUAL_SERVER_URL, ACTUAL_PASSWORD, ACTUAL_BUDGET_SYNC_ID, ACTUAL_BUDGET_PASSWORD, MCP_BRIDGE_DATA_DIR. They go in the env block of your MCP config.
Imported from the Official MCP Registry. The details above come from the registry entry; the maker can claim this listing to correct them, add docs, and see its traffic.
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