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Spend Guard MCP Server

API key required

Budgets, payee allowlists, price-spike checks and human approval for agents paying x402 paywalls

To add Spend Guard to Claude, run the install command below or copy the ready-made config for Claude Code, Claude Desktop, Cursor and VS Code further down. Restart your client after adding it and its tools show up in your next conversation. It needs 9 environment variables, listed below.

DevTools

Install

npx -y @vulinh1704/spend-guard@0.2.0

Environment variables

SPEND_GUARD_POLICYSet in your MCP config
SPEND_GUARD_RAILSSet in your MCP config
SPEND_GUARD_LEDGERSet in your MCP config
SPEND_GUARD_DASHBOARD_PORTSet in your MCP config
SPEND_GUARD_APPROVAL_TIMEOUTSet in your MCP config
SPEND_GUARD_MOCK_NETWORKSet in your MCP config
ARC_PRIVATE_KEYSet in your MCP config
NEAR_ACCOUNT_IDSet in your MCP config
NEAR_PRIVATE_KEYSet in your MCP config

Install with your client

Terminal
claude mcp add spend-guard --env SPEND_GUARD_POLICY=<YOUR_SPEND_GUARD_POLICY> --env SPEND_GUARD_RAILS=<YOUR_SPEND_GUARD_RAILS> --env SPEND_GUARD_LEDGER=<YOUR_SPEND_GUARD_LEDGER> --env SPEND_GUARD_DASHBOARD_PORT=<YOUR_SPEND_GUARD_DASHBOARD_PORT> --env SPEND_GUARD_APPROVAL_TIMEOUT=<YOUR_SPEND_GUARD_APPROVAL_TIMEOUT> --env SPEND_GUARD_MOCK_NETWORK=<YOUR_SPEND_GUARD_MOCK_NETWORK> --env ARC_PRIVATE_KEY=<YOUR_ARC_PRIVATE_KEY> --env NEAR_ACCOUNT_ID=<YOUR_NEAR_ACCOUNT_ID> --env NEAR_PRIVATE_KEY=<YOUR_NEAR_PRIVATE_KEY> -- npx -y @vulinh1704/spend-guard@0.2.0

Run this in a terminal to add the server to Claude Code.

What this does

Spend Guard exposes a set of tools to Claude over the Model Context Protocol. After you add it to claude_desktop_config.json (snippet above) and restart Claude Desktop, those tools become callable inside any conversation.

Requirements

This server needs the following environment variables to be set before it can run:

SPEND_GUARD_POLICY
SPEND_GUARD_RAILS
SPEND_GUARD_LEDGER
SPEND_GUARD_DASHBOARD_PORT
SPEND_GUARD_APPROVAL_TIMEOUT
SPEND_GUARD_MOCK_NETWORK
ARC_PRIVATE_KEY
NEAR_ACCOUNT_ID
NEAR_PRIVATE_KEY

Set these via the env object in your MCP config (see claude_desktop_config.json snippet above).

Frequently asked questions

How do I install Spend Guard?

Run the Claude Code command in the install section to add Spend Guard to Claude Code, or copy the ready-made config for your client from the install section on this page. Restart your client afterwards and the tools appear in your next conversation.

Which clients work with Spend Guard?

This page carries setup and config for Claude Code, Claude Desktop, Cursor and VS Code. Any other MCP client that accepts a standard server config can connect to Spend Guard as well.

Does Spend Guard need an API key?

Yes. Before it can run, set these environment variables: SPEND_GUARD_POLICY, SPEND_GUARD_RAILS, SPEND_GUARD_LEDGER, SPEND_GUARD_DASHBOARD_PORT, SPEND_GUARD_APPROVAL_TIMEOUT, SPEND_GUARD_MOCK_NETWORK, ARC_PRIVATE_KEY, NEAR_ACCOUNT_ID, NEAR_PRIVATE_KEY. They go in the env block of your MCP config.

Imported from the Official MCP Registry. The details above come from the registry entry; the maker can claim this listing to correct them, add docs, and see its traffic.

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Claim this listing to see its traffic, fix details yourself, and skip the review queue on future updates.

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